Appa & Amma both believe in you — equally ❤️
Appa scores your Discipline, Study, Behavior & Integrity. Amma adds her own 2 special points — because in this family, every voice matters and every effort is seen by both of us. When you respect one, you respect both. 🙏
💡 How to Earn, Save & Grow Your Money
Step 1 · Earn
Score up to ₹10/day
Discipline + Study + Behaviour + Integrity (8 pts) + Amma (2 pts)
Step 2 · Save
Points go to your Vault
Vault opens Saturdays only to spend!
Step 3 · Invest
Move money from vault to invest any day. Appa adds a bonus based on your weekly score. Locked 30 days.
Step 4 · Claim
After 30 days tap Claim — your money + bonus moves back to vault!
📊 Appa's Bonus Rate — based on your 7-day average daily score (max 10/day)
5%
Avg 0–4
Keep trying
15%
Avg 4–6
Getting there
25%
Avg 6–8
Good week!
35%
Avg 8–9.4
Excellent!
40%
Avg 9.5–10
Perfect 🌟
📈 Vault Balance — Last 30 Days
Daily closing balance for each child
📜 Full Transaction Ledger
| Timestamp | Child Name | Type | Details / Reasons | Points Delta | Actions |
|---|